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From Breakdown to Breakthrough: How a Money Mindset Shift Helped Me Rebuild After a $250K Loss

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Leopard Wallet with Change

When people hear the words “money mindset,” they often think of affirmations, abundance mantras, and vision boards. But for me? Money mindset has been a lifeline. A survival skill. A spiritual practice. It’s what helped me rebuild my life, my wealth, and my identity — after one of the hardest chapters of my entrepreneurial journey. […]

When people hear the words “money mindset,” they often think of affirmations, abundance mantras, and vision boards. But for me? Money mindset has been a lifeline. A survival skill. A spiritual practice. It’s what helped me rebuild my life, my wealth, and my identity — after one of the hardest chapters of my entrepreneurial journey.

In this blog, I’m sharing the behind-the-scenes story I don’t often tell. Because I want you to know what’s really possible when you do the deep work to transform your relationship with money — no matter what your bank account looks like today.

The Early Success That Hid a Deeper Misalignment

If you’ve been following my story (you can see Part 1 here and Part 2 here), you know I didn’t start out with any awareness of my money story. In fact, I was well into my 20s before I realized that I had deeply rooted beliefs that were capping my income and confidence.

But once I started doing the inner work, everything began to shift. In just 18 months, I went from zero clients to a 7-figure business.

It was fast, thrilling, and deeply affirming. I moved out of my tiny one-bedroom apartment, started traveling the world, invested in high-level coaching, and called in soul-aligned clients who I adored.

On the outside? I was thriving. But behind the scenes, I was working non-stop. Chasing growth. And slowly realizing that the path I was on… no longer felt aligned.

I knew in my heart that my mission was meant to go deeper than business coaching. So I pivoted.

The Dream Season — and the Storm That Followed

During this transition, everything looked like it was falling into place.

We bought our first $1.1M home in a new state. We started planning to have a baby. I took out business loans to support the pivot, brought on new team members, and launched a luxury mastermind retreat in Bora Bora (a long-time dream of mine!).

It felt like everything was happening.

But what I didn’t see coming… was the breakdown.

One of our clients began a legal dispute — and although we had contracts in place, they weren’t honored. (Unfortunately, this happens more than you’d think in the coaching industry.)

After a series of intense legal conversations, I made the decision to walk away — not because I couldn’t fight, but because I was newly pregnant and I chose peace over battle.

That decision cost us $250,000. It triggered deep financial stress and uncertainty. And it challenged every single belief I had about money, success, and security.

What Saved Me: A Solid Money Mindset

If I hadn’t already done the money mindset work, this would’ve broken me.

But instead — I leaned in. I grounded myself in the inner truths I had cultivated over the years:

✨ This is part of my journey, and I trust the path.
✨ I am abundant, regardless of what my bank account says.
✨ I am financially supported.
✨ I am a money magnet and wealth flows to me.
✨ I can always recreate my wealth.

That doesn’t mean it was easy. I cried at parties. I broke down from the stress. And I vividly remember being served legal papers from American Express while holding my six-week-old daughter in my arms.

But my first thought?

“This is going to make a great story one day.”

And it has — because I didn’t let it define me. I rose.

Why I Rebuilt I Heart Money™ — and Why It’s More Powerful Than Ever

That entire experience cracked me open — and made me stronger. It forced me to redefine what wealth means. It deepened my trust in myself and in something bigger.

And that’s exactly why I chose to completely revamp and relaunch my signature money mindset program: I Heart Money™.

Because I’m not the same woman who created it all those years ago.

Back then, I hadn’t lived through financial betrayal. I hadn’t experienced the emotional whiplash of holding joy and fear in the same breath. I hadn’t learned how to rise after feeling like everything was crumbling.

Now I have.

This new version of I Heart Money is richer, more grounded, and more transformational than ever — because it’s built on lived experience, not just theory.

What You’ll Learn Inside I Heart Money

In the newly updated, live version of the course, you’ll learn how to:

  • Rewire your subconscious money beliefs
  • Break free from patterns of scarcity, fear, and guilt
  • Embody the energy of wealth and abundance
  • Heal your relationship with receiving and self-worth
  • Create your unique money identity — and make aligned decisions from that place

This isn’t just about “manifesting more.” It’s about becoming the kind of woman who feels safe holding more. Who knows how to rebuild. Who walks through life with wealth in her bones.

Final Thoughts: Your Breakdown Doesn’t Define You

If you’re in the middle of a breakdown moment — financially, emotionally, or spiritually — I want you to hear this:

You’re not broken. You’re being initiated.

You get to rise. You get to rewrite your money story. And you don’t have to do it alone.

That’s what I Heart Money is all about.

If this story resonates with you, or if you know it’s time to stop settling and start creating true wealth from the inside out — I’d love to have you in the program.

👉 Click here to learn more and join I Heart Money™

I Heart Money Live

Let this be the moment everything changes. You’re right on time for your next-level life.

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ABOUT the Author

I’m Emily. I had a Tumblr blog back in the day, but this cooler. 

Over a decade ago, I found myself in a quarter-life crisis—broke, unfulfilled, and wondering when life was finally going to “get good.” What changed everything was learning how to follow my desires, shift my mindset, and rewrite the beliefs that were keeping me stuck. Today, I’ve built a multi–seven-figure brand, written a bestselling book, and coached thousands of women around the world to do the same.

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